If you are looking for guides that teach you how to make money online for beginners then you're going to be disappointed. There are tons of apps and websites out there that deliver false promises and just eat up your time. But don't worry we are not going to make you go through all that hassle. Today we are going to list some of the best secret websites to make money. You can earn money with a smartphone with no investment. 

So if you're looking for ways to make money online mobile then you're in the right place. Some of these are also great faceless ways to make money online. These are all legit ways to make $100 a day free minimum which means the barrier of entry is very low. So let's check them out.

15 Best Ways to Make Money on Phone with No Investment

Before you get started, keep in mind that this is not a get-rich-quick scheme. You will have to put in some time in the beginning. Expect at least one to two months before you start making serious gains. And then you can just combine different methods and find a balance to see what works for you. Now let's get on to the list. Here are 15+ best ways to make money online for beginners. Check out these secret websites to make money and start earning today. You can earn money on phone with no investment by using them:

1. UserTesting: Get Paid to Test Websites and Apps

What it is: Companies pay you to test their websites and mobile apps. You record your screen, think out loud, and send feedback.

Income: $10 per 10-minute test. Most users finish 3–8 tests per month. Average: $150–$300/month.

How to start:

• Go to UserTesting.com
• Apply and take the qualification test
• Wait 1–3 days for approval
• Tests show up in your dashboard
• Complete them on your schedule

What you need: Clear speech, stable internet. That's it. No fancy gear.

Real talk: Tests don't come every day. But when they do, the work is straightforward. Most people earn $200–$400/month once approved.

2. Swagbucks: Surveys, Videos, and Shopping Rewards

What it is: Answer surveys, watch videos, search the web, and shop online. Each action earns points you turn into cash or gift cards.

Income: $50–$200/month (depends on how active you are).

How to start:

• Visit Swagbucks.com
• Create an account
• Fill out your profile (this unlocks survey access)
• Start with high-paying surveys first, then videos
• Cash out at $25 minimum

What you need: Honest answers. Rush through surveys or give inconsistent replies and they'll kick you out.

What else: Not fast money. But do it while watching TV and you'll hit 50–150/month without effort. Some people make $300+ if they hunt for the best surveys.

3. InboxDollars: Surveys, Tasks, and More

What it is: Surveys, small tasks, email reading, video watching, and referrals. Fewer users than Swagbucks means more surveys for you.

Income: $75–$250/month.

How to start:

• Sign up at InboxDollars.com
• Verify your email
• Complete your profile fully (this matters)
• Do "best value" tasks first
• Cash out at $30 minimum

What you need: Real information. Accurate details about yourself unlock better-paying surveys.

Real talk: Your first payout takes 30–45 days. After that, cash out fast. People report 100–300/month once they get the hang of it.

4. Google Opinion Rewards: Phone Money in Minutes

What it is: Short surveys (1–5 minutes) from Google. Your answers go to Google's product teams.

Income: $0.10–$1 per survey. Most users: $20–$50/month.

How to start:

• Download Google Opinion Rewards (iOS/Android)
• Complete your profile
• Surveys show up based on where you are and what you do
• Redeem points to Google Play or PayPal

What you need: Just answer honestly. Stop responding and surveys dry up.

Real talk: Slow money, but totally hands-off. Surveys arrive when you qualify. Great paired with other methods.

5. Fiverr: Sell Skills in Gigs

What it is: Freelance marketplace. You offer services (writing, design, video editing, coding). Clients find you, hire you, and pay after you finish. If you want to make money on phone with no investment, Fiverr is a great app.

Income: $200–$2,000+/month (depends on skill and niche).

How to start:

• Create a Fiverr account
• Add a clear photo and bio
• Make 3–5 gigs in your skill area
• Price low at first (10–25 per gig)
• Deliver quality work to build reviews
• Raise prices as reviews climb

What you need: One skill done well. Writing, copywriting, video editing, social media—anything has buyers.

Real talk: Your first gig takes 2–4 weeks. Once you hit 5–10 reviews, orders arrive steadily. People earning $500+/month pick one skill and stick with it.

6. Upwork: Bid on Projects and Build Client Relationships

What it is: Freelance site where you bid on client projects. Hourly or fixed-price work. Wider range than Fiverr. You can log in to Upwork on your mobile phone and start taking gigs.

Income: $300–$5,000+/month (depends on niche and skill).

How to start:

• Join Upwork
• Build a detailed profile with examples of past work
• Bid on 5–10 relevant projects per week
• Personalize each pitch (no copy-pasting)
• Start at lower rates to land first client
• Deliver early and communicate constantly
• Raise rates after 3–5 good reviews

What you need: Specialist skills (writing, design, coding, marketing) and professional communication.

Real talk: Lots of competition, but if you focus on one niche—say, "SaaS copywriting" or "Shopify store setup"—you stand out. Top earners own one or two specific services.

7. Appen: Rate Search Results and Train AI

What it is: Complete tasks like rating search results, evaluating AI responses, or sorting data. Remote work at your convenience. You can use the Appen mobile app to earn money on phone with no investment.

Income: $15–$25/hour. Part-time workers: $300–$800/month.

How to start:

• Apply at Appen.com
• Pass the qualification test (1–2 hours)
• Get approved for projects
• Work whenever you want
• Withdraw earnings monthly

What you need: Attention to detail, ability to follow instructions exactly, and good internet.

Real talk: Not everyone passes the test. But if you do, work is consistent with hourly pay. People earn $400–$1,200/month working part-time.

8. Lionbridge AI: AI Training From Home

What it is: Rate AI responses, evaluate search results, and complete data tasks for AI companies. Same idea as Appen. Lionbridge can help you make money on phone with no investment.

Income: $15–$25/hour. Average: $400–$900/month (part-time).

How to start:

• Visit Lionbridge.ai
• Apply for available roles
• Complete the assessment
• Get hired and set your schedule
• Work whenever you want
• Get paid weekly

What you need: Native English speaker for most roles. Critical thinking and ability to follow detailed guidelines.

Real talk: Hiring is tight, but once you're in, work is steady. Many people do this alongside other gigs since hours are flexible.

9. Amazon Mechanical Turk: Microtasks for Quick Cash

What it is: Complete small tasks (surveys, data labeling, categorization). Each task pays $0.01–$5+.

Income: $100–$500/month (for people who work at it).

How to start:

• Go to MTurk.com
• Apply and wait for approval (1–2 weeks)
• Start with low-paying tasks (0.25–0.50) to build reputation
• Use MTurk Suite to find better-paying tasks faster
• Move up to higher-paying jobs (1–10)
• Withdraw to Amazon account

What you need: Patience and attention to detail. Read instructions carefully.

Real talk: Most beginners make 50–100/month. Veterans who know which tasks to pick make 300–500/month. The trick is picking good tasks, not just doing lots of them.

10. ClearVoice: Get Paid to Write

What it is: Freelance writing platform. Brands post content briefs, writers pitch, and writers deliver articles.

Income: $75–$500 per article. Active writers: $1,000–$3,000/month.

How to start:

• Create a ClearVoice account
• Build a strong writer profile with samples
• Pitch on 10–20 briefs per week
• Start at low rates (0.05–0.10/word)
• Deliver quality work to get repeat clients
• Raise rates after 10+ completed projects

What you need: Writing ability, fast turnaround, and some SEO knowledge (a bonus).

Real talk: This works best if you write fast ($500–$2,000 words/day). Writers who pick one or two niches (SaaS, fitness, finance) land the best-paying work.

11. Etsy: Sell Digital Products, Zero Inventory

What it is: Create and sell digital products (printables, templates, graphics). Customers download them instantly. You keep 80%+ after fees.

Income: $0–$5,000+/month (highly variable based on niche and traffic).

How to start:

• Set up an Etsy shop (free)
• Create digital products using Canva, Adobe, or similar
• Upload with clear titles, tags, and descriptions
• Price 3–25
• Promote on Pinterest, Instagram, or TikTok
• Use earnings to create better designs or run ads

What you need: Design or writing skills. The ability to find trending keywords.

Real talk: Success requires marketing. First sales take 2–8 weeks. Once you have 20–50 products, people find you through search. Top sellers make 2,000–10,000+/month.

12. Print-on-Demand: Design and Earn Per Sale

What it is: Design graphics, upload to a POD site. They handle printing and shipping. You earn per sale. 

Income: $2–$50 per item sold. Active sellers: $300–$2,000/month.

How to start:

• Pick a platform: Spocket POD, Redbubble, or Merch by Amazon
• Design using Canva (free) or Adobe
• Upload designs with keyword-rich titles
• Set your profit margin (typically 2–15 per item)
• Promote on social media or Etsy
• They handle the rest

What you need: Design eye or willingness to learn Canva. Basic marketing.

Real talk: Redbubble is easiest to start. Spocket integrates with major e-commerce platforms like Wix and WooCommerce, and even features branded invoicing with zero MOQs and 24/7 VIP customer support.. Most start-ups make $50–$300/month. Serious merchants hit $1,000+/month.

13. Skillshare and Udemy: Teach Online Courses

What it is: Create online courses and earn as students sign up. One course can generate income for years.

Income: $100–$2,000+/month (depends on course quality and how much you promote).

How to start:

• Plan your course (5–20 video lessons)
• Record using free tools (OBS, CapCut)
• Upload to Skillshare or Udemy
• Write compelling course descriptions
• Price 50–200 on Udemy
• Promote to your audience
• Collect reviews and improve

What you need: Expertise in one skill or topic. Ability to speak clearly on video.

Real talk: First course earnings are slow ($50–$200/month). Create 3–5 courses in one niche and you can hit $1,000+/month with minimal ongoing work.

14. Affiliate Marketing: Promote and Earn

What it is: Promote products via affiliate links. Earn commission per sale.

Income: $200–$5,000+/month (depends on audience size).

How to start:

• Pick a niche (productivity tools, fitness, personal finance)
• Join programs: Amazon Associates, ShareASale, Awin, Spocket Affiliates
• Create short videos (TikTok, YouTube Shorts, Instagram Reels)
• Use Linktree to manage multiple links
• Drive viewers to your links
• Earn commission per click or sale

What you need: An audience (or the ability to build one). Trust from viewers. Knowledge of what you promote.

Real talk: Works best if you already have followers. Building from zero takes 6–12 months. Once you hit 10K–100K engaged followers, affiliate income kicks in.

15. JustAnswer: Answer Questions for Money

What it is: Answer questions from people seeking expert advice. Customers pay. You keep 30–70% of each payment.

Income: $100–$500/month (depends on expertise and how much you work).

How to start:

• Join JustAnswer.com
• Apply in a category where you have real expertise (tax, coding, pet care, car repair)
• Get approved
• Answer questions as they arrive
• Earn per accepted answer
• Withdraw monthly

What you need: Real expertise. Verified experience in your field. Fast response times.

Real talk: Categories with high demand (tax advice, coding, car repair, legal) pay best. Established experts make $300–$1,000/month.

How to Stack These Ways for Good Money?

Don't sign up for all 15. Pick 2–3 and focus.

Weeks 1–4 (fast cash starters): UserTesting + Swagbucks + Google Opinion Rewards = 100–250/month, minimal friction.

Months 2–4 (build to $500/month): Add one Fiverr or Upwork gig (one specific skill). Or launch an Etsy shop with 20–30 products. Or upload one course to Udemy.

Months 5–12 (hit $1,000+/month): Combine 2–3 methods above. Specialize in one skill (copywriting, design, coding). Build either audience income (TikTok, YouTube) or product income (Etsy, POD, courses).

Common Mistakes That Kill Income

Here are some things to watch out for and not do:

1. Doing too much at once You'll burn out fast. Master 2–3 first.

2. Quitting too early Most methods take 3–8 weeks to pay. Stick with it.

3. Breaking platform rules One violation and you're banned for life (especially Upwork, Fiverr, MTurk).

4. Selling yourself short Price low for reviews, then raise fast. Don't stay cheap forever.

5. Not tracking income You owe taxes on this money. Track everything in a spreadsheet. Set aside 25–30% for self-employment tax.

Conclusion

You now have 15+ actual websites on phone where people earn real money. No BS. Pick one. Apply today. Most accept new users immediately. The barrier isn't finding opportunities. It's sticking with it. Most people quit after a week.

Your first $100 is just days away. Your first $500/month is 60–90 days away if you commit.

In 30 days, you'll have real data on what works for you. And if you want to try dropshipping for money, use the Spocket app.